Providing Cover for Small Businesses
Knightsure give you the business insurance needed and offer business insurance online to sole traders, self-employed people, partnerships as well as small limited companies.
If your premises – and their contents – are important to your business, then you really should make sure they’re covered.
We can provide quotations for small business insurance including:
- Repairs or even rebuilding in the event of structural damage following fire, explosion, storm, subsidence or flooding at your premises.
- Theft following forcible and violent entry or exit is standard under a small business insurance policy but extensions are available if for instance, stock is stored in the open.
- Rioting, vandalism or malicious damage are common occurrences and risk management vital
Experts in Employers’ Liability Insurance
Employers’ liability insurance is a legal requirement if you employ staff – even part-time, temporary, voluntary, casual, or contract staff. If a member of your staff is injured or falls ill while working for you – you could face a major claim for compensation. What’s more, if you don’t have cover of at least £5 million, you could be prosecuted and fined.
Even the smallest incident such as a bruised arm or a broken window can lead to a compensation claim from a third party. Make sure you protect your business with public liability insurance. The compensation culture in the UK means that many people “try it on” and a business may be faced with legal costs for even those claims where the success rate is most unlikely.
There are insurance providers who try to make the business fit the policy in this commoditised world we live in. Whilst some small business owners prefer a web based approach and others prefer a more personal service, Knightsure will always ensure that your small business insurance is right for you.
“Minding other peoples business since 1990.”